Remote globally or in-person in the Mid-Atlantic/DMV area • Bethesda, MD

I help leaders
deliver the outcomes
that matter most.

Senior IT & business delivery executive with 25+ years guiding complex technology programs for financial services, fintech, and scaling organizations.

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+1-240-653-6988
Joel Horowitz — Professional headshot
Currently available
Trusted by leaders at
LONDON STOCK EXCHANGE MASTERCARD RBS G4S / BRINKS MS&AD
WHO I AM

A delivery leader who gets things done.

I'm Joel Horowitz, a seasoned IT and business delivery executive who partners with CxO teams and boards to turn strategic priorities into executed reality.

With deep experience across financial services, payments, insurance, exchanges, and high-growth technology companies, I bring a rare combination of commercial awareness, technical depth, and proven program leadership. I've led teams of 100+, delivered multi-hundred-million-dollar transaction support, and guided organizations through complex regulatory, cloud, and transformation programs.

Whether acting in a fractional CxO capacity for a scaling startup or leading enterprise delivery programs, my focus is always the same: clear outcomes, reduced risk, and lasting capability.

WHAT I DELIVER

How I help organizations achieve their goals

Fractional Leadership

Acting COO, CIO, or Head of Compliance for startups and ambitious SMBs. I bring structure, governance, product strategy, and operational discipline without the full-time commitment.

  • Blockchain, AI & emerging tech ventures
  • Retail expansion & operational scaling
  • Board-level priority execution

IT Delivery & Governance

End-to-end leadership of complex programs — cloud migrations, regulatory platforms, integrations, risk & governance — in highly regulated environments.

  • Agile, hybrid & traditional delivery models
  • Tier-1 Financial Services background-check cleared since 2006
  • Resilience, Cyber, GRC & M&A delivery

Strategic Problem Solving

Independent, commercially-aware advice on technology strategy, delivery frameworks, and turning ambiguous challenges into clear, actionable plans that drive commercial growth.

  • Technology & operating model design
  • Stakeholder alignment & communication
  • Bridging business goals and IT execution
SELECTED RESULTS

Real outcomes from real programs

LONDON STOCK EXCHANGE GROUP

Corporate Engineering Delivery Lead

Led IT & governance delivery across resilience, cyber, integrations, CAFM, GRC and M&A workstreams for one of the world’s leading exchanges.

G4S → BRINKS

$860M Transaction Enablement

Led critical GCP cloud migration program as key delivery workstream supporting the landmark US$860 million sale of G4S to Brinks.

ROYAL BANK OF SCOTLAND

Major Bank Spin-off Preparation

Directed team of 100+ delivering 20+ mission-critical IT workstreams to prepare a major bank for successful separation.

MS&AD & MASTERCARD

Regulatory & Transformation Programs

Led Oracle Fusion cloud integrations (50+), regulatory Risk Modelling platforms, GDPR, PSD2, IOSCO, and ERP/HCM migrations for global leaders.

MASERGY (ACQUIRED BY COMCAST)

Startup to Profitable Scale

As EMEA VP, drove business from $3M monthly burn rate to $100M+ ARR with 40%+ gross margins through strategic P&L leadership and wholesale growth.

MICROSTRATEGY & OTHERS

SaaS, CRM & Enterprise Delivery

Delivered CX solutions for 100+ clients, Salesforce AppExchange certifications, and multiple enterprise mobile and cloud transformation programs.

CREDENTIALS

Deep expertise.
Proven in the field.

Education
  • MS Artificial Intelligence — University of Maryland (expected June 2028)
  • MS Computer Science (Software Engineering) — The George Washington University
  • BS Computer Science (Software Engineering) — University of Maryland
Professional Accreditations
  • PRINCE2 Foundation & Practitioner
  • ITIL Foundation
  • Cloud certifications across AWS, GCP, Azure & Oracle
  • Annual Tier-1 Financial Services compliance training (2011–2024)
Member of ACM • Regular participant in technology Meetup communities • 5-year background checks completed for multiple Tier-1 financial services roles
PERSPECTIVES

What I'm thinking about

Short reflections on the challenges I see leaders facing — and how to navigate them.

DELIVERY GOVERNANCE

The hidden cost of weak delivery governance in cloud programs

Many organizations move to cloud expecting speed and savings, but without strong governance they inherit new forms of complexity, cost overruns, and compliance risk. The leaders who win treat governance as an enabler, not overhead.

Let's discuss this challenge
FRACTIONAL LEADERSHIP

Why fractional CxO roles are becoming essential for AI and blockchain ventures

Early-stage companies in fast-moving fields often need world-class operational and delivery leadership long before they can justify (or attract) a full-time C-suite hire. The right fractional partner brings instant credibility, process maturity, and focus.

Let's discuss this challenge
STRATEGY TO EXECUTION

Bridging the gap between board strategy and IT execution in regulated industries

The most successful programs I’ve led succeed because someone owns the translation layer — turning high-level strategic intent into clear milestones, ownership, risk management, and stakeholder communication that actually lands with delivery teams.

Let's discuss this challenge
NEXT STEP

It’s clear how I can help.
Now let’s talk about your goals.

Whether you’re building your leadership team, need an experienced hand to drive a critical program, or simply want a trusted second opinion on a technology or delivery challenge — I’m ready to listen and explore how we can work together.

Email Joel Directly Connect on LinkedIn
joel.a.horowitz@gmail.com  •  +1-240-653-6988  •  Bethesda, Maryland